For most of my life, I have lived in owned houses and the few times that I have rented one, I’ve been super fortunate to get some great landlords who haven’t been “Ramanamurthys”! They’ve always attended to all requests quite promptly making the renting experience quite comfortable. Having said that, I am a fairly decent tenant who will go to great lengths to get my full deposit back. Twice, I’ve had landlords tell me at the time of exit that the house looked better than when they had given it to me making me nervous about landlords who doubt my credibility of maintaining a property.
I recently moved to a new home in London. While laws, attitude of landlords, etc. vary by region, my current renting experience had a rather stiff start with a detailed check in inventory being carried out before I moved in and the landlord not providing an awful lot of appliances/ utensils. I wondered why the landlord was more uptight compared to my previous landlords given that the market for renting is not favourable to landlords in London, given Brexit, etc. While some bits can be attributed to culture, there was definitely more to it.
I live in the first floor of an old victorian styled house with my landlord staying downstairs, a house he probably inherited from his parents/ ancestors. This essentially means that any additional income he receives from rent is fringe benefits only. So, even if he didn’t receive any additional income, he’d probably be okay. So clearly, he has little incentive to make the renting experience super special unlike in my previous experiences, where I stayed in flats that were investments of my previous landlords. If they weren’t occupied, the investments wouldn’t yield and hence, incentives of landlords were super aligned with tenants unlike in this case.
With a tenant living right above, rental price is usually a function of pain the landlord is willing to endure since having the landlord downstairs makes a tenant more likely to complain about little things. I find myself being more fussy than usual about silly little things just because I can. Now, in hindsight, I get why my parents are so reluctant to let out their house upstairs. The additional income hardly compensates for the pain of attending to a tenant’s infinite needs, let alone the high cost of damages a tenant could possibly cause to the property, given the power balance between a landlord and tenant in India, unlike in the west. But I realise that in India, very few landlords are softies like my parents.
The initial deposit in the west tends to be 4-6 weeks of rent, which is quite insignificant compared to the deposit charged in India, which is usually 10 months of rent. When you compare the absolute amount in dollar value, they are probably comparable but its not typical for landlords in India to claim the entire amount against damages, cleaning, etc unlike in the west where you can easily be penalised for the smallest of wear and tears. So, financial incentives are designed for tenants to take better care of properties in the west as compared to that in India, making landlords in India somewhat more hostile like Ramanamurthy in Ganeshana madhuve.
P.S – I know a friend who fought a 3 year court case in Germany just because a leak in the dishwasher had caused some dampness to the woodwork around.